Okay, so we're not the only ones that are annoyed about the annoying television ads screaming and promising to stop your auto repair bills.

These companies aren't even actual warranty companies, they only set up the prospective customer with the sales staff of an insurance company who are trained to sell you a policy. Most of the time, they tout how "comprehensive" their coverage is. Our reality is a little less dramatic... and the people we end up talking to care zero about you or your car and tons on saving their company from paying a claim. 

You can read what Consumer Reports had to say about these extended warranties or insurance policies by going to this page: Click Here to go to Consumer Reports

If you have already purchased one of these (plans - policy - program), please let us review it so we can help you recover as much of the premium as we can in the event there might be some of your service or repair covered during future visits. If we don't know about it, we can't help you. It's amazing how many people "forget" that they bought a policy altogether when they bought the car.

The bottom line here folks is that an insurance company is in business to make a profit. They do this by bringing in more money in premiums than they spend in claims. They will rarely actually save you money, especially with Honda and Toyota cars.

Save your money.